RE/MAX® has been voted the #1 Most Trusted Real Estate Agents in Canada by Canadian shoppers, year after year*, according to the BrandSpark® Canadian Trust Study. The 2025 Study is based on a national survey of 35,200 Canadian shoppers who gave their top-of-mind, unaided feedback on which brands they trust most and why, in the categories they have recently shopped. Market research and consulting firm BrandSpark International conducted 190,000 brand evaluations across 292 categories of consumer products and services, spanning Household & Cleaning, Petcare, Home Goods, Food & Beverage, Beauty & Personal Care, Over-The-Counter Health, Baby & Kids, Automotive, Restaurants & Retail and Services. As part of the Services category, RE/MAX was named the #1 most trusted real estate agency brand*.Trust is the cornerstone of success in the real estate industry, and we’re honoured to be the real estate brand that is most trusted by Canadians, year after year. RE/MAX agents don’t just help their clients buy and sell homes. They’re a key partner in one of the biggest decisions they’ll make in their lifetime. This recognition is a direct reflection of the high level of professionalism and dedication of our network of more than 25,000 RE/MAX agents across Canada**.Samantha Villiard, Vice President at RE/MAX CanadaThe BrandSpark® Canadian Trust Study reveals that, even in the face of economic challenges, consumers prioritize and are willing to pay a premium for brands they trust most. Brand names continue to dominate the list, demonstrating that established brands continue to deliver value to Canadians.“At a time when Canadians are more selective with their spending, trust remains an essential purchase driver. This exclusive club of brands has earned the highest levels of consumer trust by consistently delivering high value, quality, and reliability to consumers,” said Adam Bellisario, Associate Vice-President of the BrandSpark Most Trusted Awards, in a press release.“New market challengers are emerging, and we see the presence of private label brands continuing to provide a challenge to brands, but consumers continue to gravitate toward established brands that communicate their strengths and deliver on their promises,” adds Philip Scruton, BrandSpark’s Vice-President of Shopper Insights.RE/MAX is a global network of independently owned and operated offices, with more than 140,000 sales associates and a presence in over 110 countries and territories. RE/MAX agents sell more real estate than any other Canadian brand*** and more buyers and sellers would recommend RE/MAX than any other real estate brand.**** For more information, visit REMAX.ca.*Voted most trusted Real Estate Agency brand by Canadian shoppers based on the BrandSpark® Canadian Trust Study, years 2019-2025 and 2017.**As of year-end 2023.***Source: CREA, RE/MAX**** Source: MMR Strategy Group study of buyers and sellers, asked if there is one real estate brand they would be most likely to recommend to a friend or relative, and if so which one.The post RE/MAX Real Estate Agents Voted #1 Most Trusted in Canada in 2025 appeared first on RE/MAX Canada.

RE/MAX affiliates shine in countless ways, including their charitable spirit, which took the spotlight during the 2025 RE/MAX R4 convention, where it was announced that RE/MAX affiliates have donated more than $218 million to Children’s Miracle Network (CMN) hospitals since 1992, when RE/MAX and CMN first partnered. Their impactful efforts throughout 2024 elevated the previous donation total by millions.Through systematic donations, impactful efforts and creative initiatives, RE/MAX agents in Canada and the U.S. support CMN. Much of this giving takes place during the month of August, which is RE/MAX’s annual Month of Miracles – an extended celebration of the network’s ongoing support of CMN, and a time when agents and offices find creative ways to donate their time and money, including hosting fundraising events and collecting supplies to benefit children undergoing medical treatment. Many RE/MAX affiliates also choose to participate in the RE/MAX Miracle Home and Miracle Property Program, a keystone of the brand’s charitable partnership.The generosity of the RE/MAX network knows no bounds, and our affiliates’ commitment to helping kids and families is an ongoing endeavour.RE/MAX and CMN Hospitals: Partnership Highlights• RE/MAX affiliates have donated $218 million since 1992• 12 million kids are treated every year by a member children’s hospital• The CMN partnership supports 170 hospitals across Canada the U.S.• Thousands of RE/MAX agents participate in the RE/MAX Miracle Home and Miracle Property ProgramAbout the RE/MAX Miracle Home and Miracle Property ProgramAll year long, many RE/MAX agents take part in the RE/MAX Miracle Home and Miracle Property Program, where they leverage their real estate business to support their local CMN Hospitals affiliate. When RE/MAX agents designate a listing as a “Miracle Home” or “Miracle Property,” they pledge to make a donation – on behalf of their client – to CMN Hospitals when the transaction closes. The Miracle Home designation is for residential transactions and the Miracle Property designation is for commercial transactions.Best of all, when an agent makes a donation to CMN Hospitals, the money stays local, benefitting the CMN Hospitals affiliate in their area. In addition to the program and all sorts of other efforts, many RE/MAX affiliates also:• Make one-time monetary donations• Volunteer at their local area member hospital• Donate in-kind items directly to their local area member hospital• Host supply drivesWhy RE/MAX Support of CMN Hospitals MattersEvery day, thousands of kids enter a CMN hospital seeking care – some of them fighting for their lives. CMN Hospitals has collectively raised more than $9 billion for its 170 member hospitals since 1983, helping ensure that every patient receives the best possible treatment. The proof is in the numbers, as CMN Hospitals treats:• 12,721 kids for emergencies every day• 1,890 kids for diabetes every day• 1,718 kids for cancer every day• 814 babies in the NICU/newborn ICU every day• 72 kids who are seen by a member hospital every minute“On behalf of the millions of kids who benefit from our efforts, we extend a heartfelt thank you to the RE/MAX network,” CMN Hospitals shares. “Through the power of our network, we are uniting to change kids’ health and change the future. We can’t do it without you and are grateful for your tireless support.”With care for their community at the core of their business, RE/MAX agents are able to make a real difference in the lives of others every single day.Find a RE/MAX AgentThe post RE/MAX Affiliates Raise the Bar and Reach New CMN Donation Milestone appeared first on RE/MAX Canada.

Renewing your mortgage is a critical financial decision that can significantly impact your monthly budget and long-term financial health. With mortgage renewal rates fluctuating and various options available, negotiating a better renewal rate can save you thousands of dollars over the life of your loan.How Does Mortgage Renewal Work?Mortgage renewal is the process of signing a new mortgage contract with your lender for another term once your current mortgage term ends. This involves selecting new terms and conditions, including the mortgage interest rate, term length, and payment schedule that best suits your financial situation.When your mortgage term ends, your lender will typically send a renewal offer several months in advance. This offer will outline the new terms and rates available to you. While you can accept this initial offer, doing some research and negotiation can often lead to better rates and terms. During the mortgage renewal period, you can negotiating a better renewal rate to save on interest payments over the next term.The renewal process generally begins about 120 days before your current mortgage term expires. This is a window during which you can evaluate your financial situation, research current mortgage renewal rates, and shop around for competitive offers from other lenders. If you find a better deal elsewhere, you can consider switching lenders.Can I Renew My Fixed Rate Mortgage Early?Many lenders offer early renewal options that allow you to lock in new mortgage renewal rates and terms up to 120 days before your existing term expires. This can be particularly advantageous if current mortgage renewal rates are better than those you anticipated at the start of your original term. By locking in a new rate early, you can potentially save money on interest payments starting with your next payment period.Do Banks Check Credit for Mortgage Renewal?Banks may check your credit score during the mortgage renewal process, which can help when you’re negotiating a better renewal rate, although it is not always mandatory. A good credit score can qualify you for more favourable rates, while a poor score might limit your options or result in higher interest rates. Being proactive about your credit health gives you a stronger position to negotiate your mortgage renewal terms.What Happens If You Don’t Renew Your Mortgage?In Canada, the common outcome of not renewing your mortgage is that it will shift to an open mortgage. An open mortgage allows you to pay off the balance at any time without penalties, but it usually comes with a higher interest rate compared to a closed mortgage. It is possible to get out of an open mortgage, but you will have to wait 30 days for the new rate to take effect at the beginning of the following month. This can mean paying a substantial amount of interest.How to Negotiate a Better Mortgage Renewal RateNegotiating a better mortgage renewal rate can lead to significant savings over the life of your mortgage. To help you secure the most favourable terms, consider the following mortgage renewal tips:Begin the renewal process early. This gives you ample time to compare offers and negotiate terms without the pressure of an impending deadline.Review your credit report and score well in advance of your renewal date.Use a mortgage renewal calculator to estimate potential costs and savings under different scenarios.Evaluate different mortgage options to find one that aligns with your financial goals and risk tolerance.Engage in negotiations with your current lender. Lenders often provide an initial renewal offer that may not be their best rate.Explore and compare rates from multiple lenders. Competitive offers from other financial institutions can be used as bargaining chips when negotiating with your current lender.What Happens If Your Mortgage Renewal is DeniedIf your mortgage renewal is denied, contact your lender to understand why your renewal was denied. There are several reasons why a bank might deny your mortgage renewal, and knowing this information can help you address specific issues and improve your chances in future applications. From there, you can take steps to remedy the situation:Take steps to improve your credit score, such as paying off outstanding debts, correcting any errors in your credit report, and ensuring on-time utility and loan payments.Look into refinancing your mortgage with a different lender. Sometimes, smaller or alternative lenders have more flexible criteria and might be willing to offer you a mortgage under different terms.Consult a mortgage broker. They have networks of lenders and might be able to find a suitable mortgage product for you even if traditional banks have denied your renewal.If your financial situation or credit score remains a barrier, having a co-signer with a strong financial profile might help you secure a new mortgage.If renewing or refinancing is not an option, selling your property might be necessary to avoid foreclosure.Can a Bank Deny Mortgage Renewal in Canada?Yes, a bank can deny mortgage renewal in Canada. Although well-qualified borrowers with good credit and a stable financial situation are not denied renewal, there are several circumstances where a bank might refuse to renew:Significant negative changes in your credit score or history since your original mortgage approval can lead to denial.Reduced income, job loss, or other significant financial changes can make banks wary of renewing your mortgage.If you have contravened any terms of your original mortgage agreement, such as missing payments or not maintaining the property, a bank might choose not to renew.Preparing for Mortgage Renewal ShockAs the time for mortgage renewal approaches, you should be prepared for possible changes in interest rates and financial conditions – what some experts call in Canada “mortgage renewal shock.” Higher rates can significantly increase your monthly payments, making it crucial to plan ahead to mitigate any financial strain. Consult a financial expert for advice to help with negotiating a better renewal rate.Ready to take the next step in your home-ownership journey? Click below to connect with a RE/MAX agent near you.Find a RE/MAX AgentThe post Negotiating a Better Renewal Rate appeared first on RE/MAX Canada.